Beginner mistakes and the 40-minute timer
I've lost enough money to write you this list. Read it and you'll save yourself a lot of frustration.
The 40-minute timer
Every player in Looty Bay has a personal 40-minute timer, both robbers and cops. Near the end you're told to leave before the feds arrive. A robber who doesn't get out in time loses their equipment and items.
Common mistakes
1. Logging out in the city as a robber. Your character dies and you lose everything. Leave the city first.
2. Selling the keys. You get pocket change for a key, but its safe may be full.
3. Selling the barter tools. Action Camera, Code Tablet and USB Hacking Tool lead to the bank and the Gallery.
4. Selling the Land Plot Titles you find. They got more expensive, keep them.
5. Thinking research gives you the item. In Larry's Tree research only unlocks. Buying is separate.
6. Buying a Land Plot Title blind. First check the free spots on the global map. The title's level must match the district's.
7. Putting cargo in a rented car. The rented one gets taken back and its trunk falls on the ground.
8. Thinking the decoder opens everything. Safes and security cabinets need a Master Key.
9. Thinking the bank protects you from the wipe. Money in the bank is safe from players, not from the feds.
10. Moving to another State after you've invested. You lose everything on the old server.
11. Pulling out a weapon with cargo in your arms. You drop it on the ground.
12. Thinking every building has a fuse panel. Not all of them do.
Tip: Changing the car's skin also empties its trunk. Take the goods out first!